Yes. Depending on your model you can use a Serbian entity with a local acquirer, a Merchant of Record that handles compliance for you, or a foreign entity with a local payout layer. We help you choose and set up the right one.
Payments in Serbia for foreign companies
Accept payments in Serbia.
Stripe doesn't onboard most Serbian entities, and local rails are barely documented in English. We set up compliant card and local-method acceptance so you can sell and operate in Serbia.
Every week on a foreign processor means higher declines and customers in Serbia who cannot pay you.
5-15
days to a merchant account
4
local acquirers compared
30-50%
fewer declines vs. foreign processors
RSD
settlement handled locally
Foreign processor vs. a local Serbian setup
What actually changes once acceptance runs on local rails instead of a foreign processor pointed at Serbian customers.
| Criterion | Foreign processor only | Local Serbian setup with Pejmo |
|---|---|---|
| Card acceptance rate | Local banks flag foreign processors, so declines run high | A local acquirer lifts approval rates by 30-50% |
| Local payment methods | Cards only - no Dina, no IPS QR, no bank transfer | Dina, IPS QR instant payments, bank transfer and installments |
| Settlement | FX conversion on every transaction, opaque rates | RSD settlement locally, with reporting in your base currency |
| Compliance | NBS requirements and the January 2026 PSD2 deadline left to you | NBS alignment, 3DS2 and SCA handled from day one |
| Time to go live | Open-ended - onboarding often stalls or is refused outright | 5-15 business days, with documentation and bank comms handled |
| Stripe | Does not onboard most Serbian entities | Local acquirer or Merchant of Record, chosen against your model |
Entering Serbia shouldn't stall on payments.
Stripe doesn't work for Serbian entities
Regulations are undocumented in English
Missing local payment methods
Your payments team in Serbia.
Everything needed to accept payments in Serbia without building a local finance and compliance team.
Local acquirer or Merchant of Record
We compare CorvusPay, Monri and AllSecure against Merchant of Record options and pick the model that fits your entity and volume.
Local payment methods
Dina cards, IPS QR instant payments, bank transfer and installments.
NBS and card-scheme compliance
National Bank of Serbia requirements, 3DS2 and PSD2-aligned SCA from day one.
RSD settlement and FX
Settlement in dinars with transparent FX and unified reporting in your base currency.
From zero to live payments in Serbia in 4 steps.
A structured path with clear milestones and predictable timelines.
Discovery call
Product, model, target volume, and whether you need a local entity.
Model and compliance
Acquirer vs. MoR shortlist, fee comparison, and the legal requirements.
Integration sprint
Merchant account setup, API integration, and end-to-end testing.
Launch and optimization
Go live, then tune approval rates and add local methods.
Built for companies that...
- Want to sell into Serbia and need local card and local-method acceptance
- Run a Serbian entity or subsidiary that cannot use Stripe
- Pay or invoice a Serbian team and need compliant local rails
- Want an English-speaking partner that executes locally
FAQ
Frequently asked questions
In-depth guides
Accepting payments in Serbia as a foreign company
Entity options, acquirer onboarding and what the documentation actually takes.
Merchant of Record vs. payment gateway
Which model fits a hard-to-serve market, and what each one stops covering.
Stripe alternatives for Eastern Europe and the Balkans
Where Stripe stops working in the region, and what companies use instead.
Paying a remote team or contractors in Serbia
Payouts, invoicing and tax when the people are here but the company is not.
All payment guides for Serbia and the Balkans
The full English library for foreign companies operating in the region.
Reviewed and approved by
Dušan Perišić
Payment integration and MoR
Runs online payment integration projects from the first analysis through to live payments — provider selection, setting up the Merchant of Record model and coordinating with banks, following every step until the success rate is optimised.
LinkedIn- Last reviewed
- 07/08/2026
- Published
- 07/08/2026
Ready to accept payments
in Serbia?
Free consultation with a concrete setup plan, timelines, and a compliance checklist.
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Dušan Perišić
Payment integration and MoR support.